STABLE VALUEWith stability comes confidence.
Stable Value solutions offer principal preservation and liquidity, while providing steady, positive returns to plan participants.
Principal preservation for employees saving for retirement and educational expenses.
Stable Value solutions provide employers the opportunity to empower their employees to grow their savings while minimizing their risk. Some of your employees may want to balance their investments with their desire to preserve the funds they’ve already saved. They might be close to retirement. They might be planning to pay tuition for their dependents. Or they might be conservative investors who prefer less risk.
Stable Value is a low-risk plan investment option focused on principal preservation and liquidity, while providing steady, positive returns to participants
Pacific Life’s Stable Value solution may provide smooth returns through a Synthetic Guaranteed Investment Contract (GIC)
A Synthetic GIC guarantees an employees' funds are preserved, remain stable, and have steady growth in principal and earned interest.
A participant's investment is to a defined contribution retirement or tuition plan that is comprised of bonds that have an average duration of 3 years. These assets are “fixed income” meaning they pay a flat amount of interest or dividends over that time.
Putting the stable into Stable Value.
When it comes to insurance, longevity and stability are essential. Pacific Life has been around for more than 150 years, so you can trust us to be there for the future.
We’ve been working with Stable Value funds for over 25 years, and have deep roots in this space. We work with the vast majority of Stable Value investment managers, and have over $34 billion in wrapped assets through our Synthetic GICs.
Contact our team to see how Stable Value solutions can assist your retirement plan contact and its plan participants.
Flexible, low-risk, and simple.
Low-risk and conservative.
Stable Value provides a book value guarantee. It’s designed to give participants smooth returns and protection from volatile interest rates.
Deposit or withdraw at any time.
Stable Value funds are more flexible than opening a CD at a bank. If someone decides to retire early, they can withdraw funds whenever they’d like.*
Simpler retirement planning.
The assets have a fixed rate of return and a 0% floor.
*Some exceptions apply.
Let us help you.Speak with a team member
Request a Quote
- (877) 536-4382, Option 1
- (949) 219-8628
- Pacific Life Insurance Company
700 Newport Center Drive
Newport Beach, CA 92660
- (800) 800-9534 (Toll-Free)
- (949) 219-8628
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Pacific Life, its affiliates, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney. Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.
Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA) and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York, and in all states by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Synthetic GIC contracts are issued by Pacific Life Insurance Company. Like most guaranteed interest contracts, Pacific Life contracts contain certain limitations, exclusions and terms for keeping them in force. Ask a member of our team for more details.