Two whales swimming underwater

CAPITAL MARKETSFeel confident in Pacific Life.

Person looks at Pacific Life website

Funding agreements—short-term, long-term and everything in between.

Pacific Life offers two kinds of funding agreements for institutional investors:

  • A Funding Agreement Note Program that can last 3, 5, 7 or 10 years
  • A Funding Agreement-Backed Commercial Paper Market, for short-term investments (391 days or less)

With our excellent team, strong financials, and consistently high ratings from major independent agencies, you can rest assured your investment is safe with us.*

Ratings as of March 2021. For current ratings, visit

Reach out to our team today.

Joe Krum

Senior Vice President, Pacific Life’s Global Institutional Investment Group

Since joining Pacific Life in 2001, Joe surpassed over 30 years of industry experience and served in a variety of key roles, including VP, Treasurer of Pacific Life. Joe was also responsible for spearheading the development of Pacific Life’s Sustainable Bond Framework and the issuance of the company’s inaugural sustainability bond, as well as the global expansion of Pacific Life’s Funding Agreement-Backed Note (FABN) platform. Joe was promoted to his current role in 2023.

Lance Doherty

AVP, Capital Markets Group

Lance’s responsibilities include funding agreements, FHLB funding, and securities lending income businesses. Since joining Pacific life in 2006, he has held various roles within Corporate Treasury, including capital markets, liquidity management, and short-term investing.

Ron Canent

Director, Capital Markets Group

Ron joined Pacific Life Insurance Company in 1998. He focuses on Funding Agreements, Working Capital Finance Investments, Securities Lending, and Federal Home Loan Bank programs.

Pacific Life

Pacific Life has helped millions of people over more than 150 years. We offer life insurance, annuities, mutual funds, and investment products and services for people, businesses, and pension plans. We’re proud to help secure the financial futures of our customers and their children.

We have no publicly traded stock, and are an independent company. We focus on financial strength and long-term strategies that benefit policyholders and clients.

Let us help you.

Speak with a team member

Request a Quote

(877) 536-4382, Option 1
(949) 219-8628
Pacific Life Insurance Company
Institutional Solutions
700 Newport Center Drive
Newport Beach, CA 92660

Customer Service

(833) 702-1617 (Toll-Free)
(469) 788-7137